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Well if no payment is required then it is important to use a dynamic QR code to ensure prank do not happen...
The root of all evil
WSJ: Visa plans to cut Apple Pay fees, some banking execs 'angered' by Apple Card launch
9to5mac.com
The relationship between Apple and US banks is beginning to show strain, according to a new report from the Wall Street Journal. The report, citing “people familiar with the matter,” says that banks such as JPMorgan Chase, Capital One, and Bank of America have “grown unhappy with the costs” ...
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